Online peer-to-peer (P2P) lending markets enable individual consumers to borrow from, and lend money to, one another directly. We study the borrower-, loan- and group- related determinants of performance predictability in an online P2P lending market by conceptualizing financial and social strength to predict borrower rate and whether the loan w…
machine-learning
data-mining
exploratory-data-analysis
machine-learning-algorithms
accuracy
logistic-regression
confusion-matrix
decision-trees
feature-engineering
naive-bayes-algorithm
dataanalysis
regularized-logistic-regression
data-clea
machinelearningmodel
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Updated
Nov 29, 2022 - Jupyter Notebook