timeout doesn't cancel correctly the HTTP client call

[lmlynik]

Describe the bug
Certain sites which take long to respond cause that timeout doesn't cancel correctly.

test.com is such example

To Reproduce

//> using scala "2.13.10"
//> using lib "dev.zio::zio:2.1.1"
//> using lib "dev.zio::zio-http:3.0.0-RC6"

import zio._
import zio.http._

object Main extends ZIOAppDefault {
  val url = URL.decode("https://test.com").toOption.get

  val program = for {
    _ <- ZIO.log("Starting program")
    res <- ZClient.request(Request.get(url)).timeoutFail("Timeout")(1.seconds)
    data <- res.body.asString
    _ <- ZIO.log(data)
  } yield ()

  val run =
    program.catchAll(er => ZIO.logError(er)).provide(
      Client.default,
      Scope.default,
    )
}

timestamp=2024-05-16T17:32:47.171758467Z level=INFO thread=#zio-fiber-4 message="Starting program" location=<empty>.Main.program file=Main.scala line=10
timestamp=2024-05-16T17:33:47.551636313Z level=ERROR thread=#zio-fiber-4 message="Timeout" location=<empty>.Main.run file=Main.scala line=16

Expected behaviour
The Timeout error should come in after a 1 second, not 1 minute

[lmlynik]

Also the minute, the app doesn't terminates

[jdegoes]

/bounty $100

[algora-pbc]

💎 $100 bounty • ZIO

Steps to solve:

1. Start working: Comment /attempt #2848 with your implementation plan
2. Submit work: Create a pull request including /claim #2848 in the PR body to claim the bounty
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Attempt	Started (GMT+0)	Solution
🟢 @kyri-petrou		#2889

[algora-pbc]

💡 @kyri-petrou submitted a pull request that claims the bounty. You can visit your bounty board to reward.

[algora-pbc]

🎉🎈 @kyri-petrou has been awarded $100! 🎈🎊

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