Support for payments using debit cards?

[djc]

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Like some others who have started discussion in https://github.com/orgs/community/discussions/45183 and https://github.com/orgs/community/discussions/45180, I was not happy to see that Paypal support is being discontinued. However, it seemed okay because the emails I got mentioned to "please update your payment method for GitHub to pay by credit or debit card." As a Dutch user, credit cards are not a very common payment method here (and they're expensive relative to the alternatives), but paying by debit card would be a pretty good option. However, upon arriving on https://github.com/settings/billing/payment the only options I see are "Credit card" and "Paypal account". What gives?

[Phoenix616]

Aren't debit cards behaving essentially like credit cards in most cases? Has anyone tested that this isn't the case here?

Besides that: Allowing debit doesn't even solve this. Lots of banks don't even offer that. Supporting SEPA is a must to reach people in the EU and PayPal allowed that!

[adiati98]

I was about to open a discussion and saw this thread.

I'm also based in The Netherlands, and the reason I'm using PayPal as payment method is that because I don't have any credit card myself.

PayPal allows me to use my debit card. I wish there's another option as PayPal to allow payment from Dutch debit card. Otherwise, I don't have any other choice than to stop sponsoring my communities 😔

Hopefully, someone from GitHub can answer us.

[maxiride]

Aren't debit cards behaving essentially like credit cards in most cases? Has anyone tested that this isn't the case here?

The main issue is the number of digits of the card. Maestro and Visa Electron have up to 19 digits and the input field on the Github billing page doesn't allow you to enter more than 16.

[Nazo1432]

Not allowed

[lucacasonato]

I second this. If GH does not support PayPal anymore, at least offer SEPA - most individuals in the Netherlands do not have a credit card. We pay using Maestro/VPay direct debit cards, which are not the same as MasterCard/Visa debit cards. Online we pay with PayPal / iDEAL / SEPA. You can not use Maestro/VPay cards online.

If you had done this a year later, it may have made sense, because Mastercard is phasing out Maestro in Europe, but that transition won't be complete for a long time. For now many people in many EU countries do not have credit cards.

Please support SEPA direct debit - the payment processing fees that Stripe charges for SEPA are lower than for credit cards (they are fixed €0.35), and they support recurring payments just like PayPal and credit card: https://stripe.com/docs/payments/sepa-debit.

[Nazo1432]

Not allowed

[siccovansas]

Debit cards are now available at certain banks in the Netherlands. When I tried to add mine to GitHub I got an 'The credit card was declined by the payment processor' error. I fixed this by configuring my card to allow world/international transactions.

[djc]

I'm in NL as well, but when adding a debit card you have to enter a card number that looks like nothing like the card numbers on my usual checking account debit card. How did you get this to work? Are you actually using a credit card?

[siccovansas]

Debit cards are being rolled out in the Netherlands. Some banks already have them, others will the coming months(/years?). If your bank card doesn't have a credit card-like number then it is not a debit card (yet).

[TGRush]

Still annoyed by this, my German Debit card's info won't even fit... -_-