Commercial Credit Card Structure under Get Account Details call

[NationalAustraliaBank]

Description

At NAB, we have a variety of credit cards offered to customers, including personal credit card, business credit card, and corporate credit card.

For personal credit cards, repayment info is visible to the individual Account owner. However, for business credit cards, the business account owners and facility authorised personnel are allowed to view the facility account level information (repayment amount, repayment due date, etc). For Business card holders who are not business account owners or facility authorised personnel, they are not able to view facility account level repayment information as the repayment information fields are applicable at facility account level. Hence, we suggest that the following fields should be changed to "Optional":

BankingAccountDetailV3 - BankingCreditCardAccount

"minPaymentAmount"
"paymentDueAmount"
"paymentCurrency"
"paymentDueDate"

Area Affected

BankingAccountDetailV3 under GetAccountDetail

Change Proposed

Option 1: "creditCard" object to be made optional even if specificAccountUType is creditCard
Option 2: Fields under "creditCard" object to be made optional.